Missouri Siding Match Law

Iowa has a line of sight regulation.

Missouri siding match law. How matching siding insurance works. When damage caused by fire smoke water hail or other causes results in a small portion of a home or building being damaged e g shingles siding carpet cabinets etc whether and when a carrier must replace non damaged portions of a building in order for there to be a perfect match remains a point of contention. The trial court ultimately. Insurance company x comes along and agrees to replace the siding since wind is a covered loss.

In the area of property damage law one of the hot topics these days is matching. However since the siding is no longer made you have to pick a different type of siding and the two don t match. Hamlet also relied upon recent decisions in missouri 4 and the district of columbia 5 which similarly concluded that an insurer s obligation to pay based on comparable similar like kind or equivalent quality required a reasonable match between the replacement and existing materials. Shingles siding carpet cabinets etc whether and when a carrier must replace non damaged portions of a building in order for there to be a perfect match remains a point of contention.

While the matching issue involves repairing truly damaged or destroyed property and the ensuing problems that result when the repaired section of a roof siding or cabinetry. Is a family owned and operated business located in the st. The siding has been on your house for 15 years and is no longer available. So what is matching undamaged vinyl or metal siding coverage.

It will look like crap. 15 44 1 can be read below the key provision is the reasonably uniform appearance within the same line of sight term. It is a matter of great importance to insurance companies because matching problems with a slightly damaged section of roof or flooring can lead. Here s how it works with american family insurance.

So if you stand at the corner of the house and. According to the court that was necessary to ensure a reasonable color match. It is a matter of. Last week a unanimous panel of missouri s intermediate level appellate court reached a similar conclusion under a replacement cost contract of insurance that required replacement for equivalent construction and use in alessi v.

As noted above your homeowners policy will begin by covering the cost of replacing the damaged sections. And then if you have undamaged. Matching siding coverage starts at just 25 annually.